Post Fed Q&A September 2025

Laura: What did the Fed do, and should I panic?Will: They cut rates 25 bps to 4–4¼%—think of it as an “insurance cut,” not a fire alarm. Policy’s been restrictive, but with revised job numbers and higher uncertainty, the balance of risks has tilted toward labor‑market...

Post Fed Q&A July 2025

Laura: What’s the Fed’s current stance on interest rates and the economy?Will: The Fed held rates steady at 4.25–4.50%, basically telling the markets: “We’re good… for now.” Think of it like a nervous parent waiting to see if their kid actually studied...

Post Fed Q&A June 2025

Like a Thermostat Set to “Let’s Wait and See”
  Laura: So, another meeting the Fed’s on hold? Will: The Fed decided to keep interest rates right where they are—like a thermostat set to “let’s wait and see.” They think the current setting is...

Post Fed Q&A May 2025

Wait-and-See, and See Some More Laura: So what did the Fed do at this meeting? Will: They did what they’ve mastered over the past few months nothing. Rates were held steady for the third straight meeting at 4.25-4.50%, and the decision was unanimous. If this...