Our Funds

A convenient method of pooling funds

Three Diverse Account Options

One Convenient & Safe Method of Pooling Funds

Each of our accounts seek to attain as high a level of current income as is consistent with the preservation of principal by investing only in high-quality, fixed-income securities. All CalTRUST accounts comply with the limits and restrictions placed on local investments by California statutes; no leveraging is permitted in any of the CalTRUST accounts.

Liquidity Fund

Liquidity: Same-Day
Cut-Off Times: 9:00am, 11:15am and 12:00pm PST
Maximum Duration: 60 Days
S&P Rating: AAAm
Benchmarks: 3-Month US Treasury Bill Index
Portfolio Holdings: Available here

Short Term Fund

Liquidity: Next-Day
Cut-Off Time: 10:30am PST
Target Duration: 0-2 Years
S&P Rating: AAf / S1+
Benchmarks: Local Agency Investment Fund (LAIF) and the Barclays Short-Term Government/Corporate Index
Portfolio Holdings: Available here

Medium Term Fund

Liquidity: Two-Days
Cut-Off Time: 10:30am PST
Target Duration: 1 – 3 Years
S&P Rating: AA-f / S1
Benchmark: Bank of America Merrill Lynch 1-3 Year AAA-A US Corporate & Government Index
Portfolio Holdings: Available here

Disclaimer: For the CalTRUST Short-Term and Medium-Term Accounts, funds from all participants are pooled in each of the accounts. Participants receive units in the Trust and designated shares for the particular accounts in which they invest. CalTRUST invests in fixed income securities eligible for investment pursuant to California Government Code Sections 53601, et. seq. and 53635, et. seq. Investment guidelines adopted by the Board of Trustees may further restrict the types of investments held by the Trust. Leveraging within the Trust’s portfolios is prohibited.

Ready to Diversify your Portfolio?

Now that you have an idea of the kind of account options CalTRUST offers, you can get started with our easy enrollment.

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